Apartments and houses
Protection for the structure, finishes, home contents and liability to neighbours. Suitable for homeowners, landlords and mortgage clients.
HomeMortgage
Who needs it
- apartment and house owners
- landlords
- mortgage clients, if insurance is required by the bank
- those who want to protect renovation, contents and liability to neighbours
What exactly we insure
Structure
walls, floors and main building elements — depending on the selected program
Finishes
renovation, engineering systems and built-in elements
Contents
furniture, appliances and other items, if included in coverage
Liability
damage to neighbours, for example due to water leakage
Key questions
- Whether earthquake is covered depends on the program and insurer.
- Whether fire, water damage, theft and burst pipes are covered must be checked before payment.
- Whether inspection is required: for an apartment, photos are often enough; for a house, a site visit may be needed.
- The price depends on the sum insured, asset, risks and selected limits.
Mortgage: broker or bank
Insurance can be arranged through a broker, not only through a bank. It is often cheaper, and Deda will prepare the documents in line with the requirements of a bank in Georgia.
