Apartments & houses
Protection for structures/renovation/contents plus liability to neighbors. Suitable for homeowners, landlords and mortgage borrowers.
HomeMortgage
Who needs it
- Homeowners
- Landlords
- Mortgage borrowers (often required)
- Anyone who wants to cover repair + neighbor liability risks
What exactly we insure
Structure
walls, structural elements (depending on the program)
Finishes
renovation, engineering systems, built-in elements
Contents
furniture and appliances (if included)
Neighbors
liability — for example, if you cause water damage
Key questions
- Does it cover earthquakes (relevant for Almaty) — depends on the program and insurer.
- Does it cover burst pipes, fire, theft — we clarify the set of risks in advance.
- Is inspection required: for apartments, photos via WhatsApp are often sufficient; for houses, a site visit may be needed.
- ‘The price of peace of mind’: often the daily cost is comparable to a cup of coffee — depending on the sum insured and risks.
Mortgage: broker vs bank
Yes, you can arrange insurance through a broker instead of a bank. It is often 1.5–2 times cheaper, and Deda will prepare the document package in line with the requirements of any bank in Georgia.
